How do private credits work?



One of the main problems that we encounter when we apply for financing to a traditional credit institution are the long terms and the complication regarding paperwork. In the case of our credits, all these types of aspects are highly polished to ensure that the client obtains their loan quickly, easily and efficiently. It is only necessary to carry out the following steps:

Be clear about you we need

Be clear about what we need

In order to apply for a loan, of whatever type, you must know your financial needs and your financial situation. Before asking for money, you should ask yourself the following questions: Is it essential that you apply for a loan? Can I face my financial situation in a few months without having to go to a lender? What do I need the loan for? Will I be able to return it later? What term would be the most convenient for me?

All these questions will help you understand your situation and weigh your financial need.

Check if the loan has been approved and start collecting the documents

Check if the loan has been approved and start collecting the documents

Now that we know what you need, it is time to assess your credit request and check if it is acceptable. In less than 10 minutes you will receive a notification from our team so you know if the loan continues. If so, you will have to gather the following documentation. Don’t worry, everything can be obtained from the comfort of your home and sent by email over the Internet:

  • Copy of the current account and DNI.
  • Simple Note from the Land Registry. To obtain this document you will not have to leave home. You can do it through the internet and in less than 24 hours you will have it correctly endorsed in your email tray.
  • Copy of the deeds.
  • Last receipt of the IBI.
  • Copy of the home insurance well completed and in order.

This will be enough to formalize your file and be able to prepare the documents for the signing of the contract.

Sign before a notary

Sign before a notary

Once we have all the necessary information, and we have reached an agreement regarding the capital to be provided, the repayment terms, the amount of the installments and interest, it will be time to leave everything in writing along with the other conditions.

All loans must be reflected in a contract that, in turn, must be signed before a notary. The notary is the professional who is responsible for reading the contract in the presence of both parties and explaining any data that has not been made clear.

If you want, and to make you feel even more comfortable, you can select the preferred notary or notary yourself. We will happily adapt to your needs.

Online loans: comfort and guarantee


The online loans available have a common denominator that constitutes one of the characteristics best valued by users: comfort. We try to make it a basic feature of our service, our online loans without paperwork are obliged to facilitate as much as possible the procedures that those who need them must fulfill.

We believe that applying for a loan online cannot be a task that requires prior knowledge, or more time than is strictly necessary. The result? Small amounts of money in the form of credits fully adapted to your wishes and needs, just by following a series of simple steps. Thus, online loans you can benefit from such outstanding conditions as:

  • Lines of credit of up to 5,000 dollars to buy what you want.
  • Transfer of the desired amount in just 15 minutes.
  • No management, opening or cancellation fees.

What conditions are needed to apply for an online loan?

What conditions are needed to apply for an online loan?

The Internet offers many possibilities for the management of immediate online loans, but what is really important are the conditions on which the service is based. We strive to ensure that each user gets exactly the amount they need, which is why we fully open the range of options available for applying for the loan.


Initially, you can request any online loan of between 250 and 5,000 dollars, instantly knowing the monthly fee to be paid. This estimated amount already includes the charge that corresponds to the interests, located well below the market average, so that when you have an unexpected expense you know in advance the information that really interests you.



The next step is the online loan repayment period , which you can also fully adjust to your preferences. You have up to a maximum of 36 months (with a minimum of 61 days). To make the best decision without complications, you will be able to see the monthly installment of the personal loan and what you would have to pay each month if you repaid it in 36 months.


Many wonder: “What if I want to pay back the loan?” And the answer we give you is the best of everything: you can also close the credit by paying the remaining amount without being charged additional interest. This means that if you are not clear about the time you will need to repay the loan online , you can go back with fully flexible installments without fear of being tied to it.

As you can see, we make requesting a loan online simple and inspire confidence. And without management, opening or cancellation fees.

Professional guarantee with the facilities that the Internet allows

Professional guarantee with the facilities that the Internet allows

By applying for an online loan you are benefiting from all the advantages of receiving money through a website, but without giving up the guarantees that only the best professionals can offer you. Our team of specialists will not only be at your side during the quick hiring process, but also, but anytime you need our customer service.

The simplification of the procedures necessary to contract fast and secure online loans means that you hardly have to spend time waiting for checks, that is, you only have to worry about deciding what to invest the money in.

Once your credit has been approved, the requested amount will be at your entire disposal in just 15 minutes. It’s that simple, a transfer will come to your bank account so that you can have the money at your whim. But that’s not all. If you finally do not use all the money you asked for at first, you can leave the rest of the credit unused and use it only if you need it. It is not only about offering loans online immediately, but also a complete help to achieve your wishes, adaptable in your conditions for your total comfort.